Two-Vehicle Crash Leaves Two Hurt on I-24 W in Nashville, TN

Nashville, TN (September 21, 2026) – Two people were injured late Sunday, September 20, in a wreck on Interstate 24 West. 

According to the Metro Nashville Police Department, the accident happened around 11:15 p.m. near mile marker 36, between Old Hickory Boulevard and Whites Creek Pike.

Officers at the scene found two drivers with minor injuries. Police said one of them was detained. Dashcam video shows one vehicle in a ditch and another completely upside down.

It is not clear how the wreck unfolded. Police continue to investigate the cause of the crash. 

Our thoughts are with everyone involved as they recover.

What Are the Minimum Insurance Limits for Drivers in Nashville, TN?

Tennessee requires drivers to carry liability insurance with minimum limits of $25,000 for bodily injury or death to one person, $50,000 for bodily injury or death to two or more people in one accident, and $25,000 for property damage. Insurers usually shorten this to 25/50/25. Those numbers are a floor, not a ceiling, and a policy at the minimum can run out quickly.

Serious injuries can produce medical bills, lost wages, and long-term care costs that go well past a $25,000 limit. Drivers on Interstate 40 or Interstate 65 share the road with commuters, visitors, and commercial traffic, and no one can tell from the next lane how much coverage another driver carries. When the at-fault driver's policy falls short, a claim may need to turn to other sources of recovery.

One of those sources can be a person's own policy. Under Tennessee law, auto policies generally include uninsured motorist coverage, unless the policyholder rejects it in writing. This coverage may also apply when the other driver's limits are too low. 

Policy language, exclusions, and notice requirements vary, so the details matter. Reading a policy alongside a car accident lawyer can help clarify which coverages apply, what notice an insurer requires, and how to approach talks with more than one insurer.

If you are dealing with this process alone, we can help. At Fox & Farmer, we can review the policies involved and explain how Tennessee's coverage rules may apply to your case. 

Do not hesitate to call Fox & Farmer at 865-531-9400 to talk through what you have so far. Our team is here to help you understand what options may be available for you.

Note: This post is based on information obtained from publicly available secondary sources. While we strive to ensure the accuracy of the information presented, Fox & Farmer has not independently verified all details of the incident reported. If you notice any inaccuracies or missing information, please contact Fox & Farmer so we can promptly review and update the content.

Disclaimer: The content of this post is provided for general informational purposes only and should not be interpreted as legal or medical advice. Reading this post does not create an attorney-client relationship with Fox & Farmer. If you have been injured in an accident, seek appropriate medical care and consult a qualified attorney regarding your legal options. Any images included are for illustrative purposes only and do not depict the actual accident scene or individuals involved.