Two People Hurt in Crash on Wilma Rudolph Blvd in Clarksville, TN

Clarksville, TN (October 13, 2026) – Two people were injured in a collision at Wilma Rudolph Boulevard and Dunbar Cave Road on Monday, October 12. 

Clarksville Police said the crash happened in the evening, and the southbound lanes were closed for a time.

One person was flown by helicopter to Vanderbilt University Medical Center in Nashville and was listed in stable condition. The other was taken to Vanderbilt of Clarksville. The extent of their injuries was not known, but none were believed to be life-threatening.

The cause of the wreck is still being looked into. 

Our thoughts are with both people as they recover.

What Happens If the Other Driver Has Too Little Insurance After a Crash in Clarksville, TN?

If the other driver's liability limits are too low, an injured person may be able to turn to underinsured motorist coverage on their own policy, if they have it. Tennessee insurers generally must offer uninsured and underinsured motorist coverage, and policies include it unless the policyholder rejects it in writing. The policy's declarations page shows whether it applies.

Tennessee requires drivers to carry liability insurance with minimum limits of $25,000 per person, $50,000 per accident, and $25,000 for property damage. Those limits can run out quickly when treatment includes hospital stays, imaging, or ongoing therapy. Lost income and future medical needs can add to the gap.

In these cases, a car accident lawyer can review each available policy, including any underinsured motorist coverage, and explain how notice requirements and the order in which coverage applies may affect a claim. 

It is important to take into account that Tennessee generally allows only one year to file a personal injury lawsuit, so reviewing coverage early matters a lot.

If you have questions regarding underinsured motorist coverage and policy limits, Fox & Farmer can talk through them with you. We can explain how Tennessee insurance rules may apply to your policy and walk you through the next steps. 

You can reach Fox & Farmer at 865-531-9400 for help clarifying all your doubts. We are here to guide you.

Note: This post is based on information obtained from publicly available secondary sources. While we strive to ensure the accuracy of the information presented, Fox & Farmer has not independently verified all details of the incident reported. If you notice any inaccuracies or missing information, please contact Fox & Farmer so we can promptly review and update the content.

Disclaimer: The content of this post is provided for general informational purposes only and should not be interpreted as legal or medical advice. Reading this post does not create an attorney-client relationship with Fox & Farmer. If you have been injured in an accident, seek appropriate medical care and consult a qualified attorney regarding your legal options. Any images included are for illustrative purposes only and do not depict the actual accident scene or individuals involved.