Millions of Americans toil each day in risky environments to make a decent living. Exposure to dangerous or toxic substances, frequent heavy lifting and working at elevated heights are just a few of the risky activities workers in Tennessee engage in daily.
When workplace injuries occur, workers feel secure in the knowledge that workers’ compensation will be there to aid them in their recovery. However, many injured employees are suddenly blindsided when they receive a claim denial notice instead of the assistance they need.
Below are some of the most common reasons workers’ compensation claims may be denied.
- Delayed reporting: Employees must report workplace injuries as early as possible, usually within just a few days.
- Employer dispute: Sometimes, employers contradict an employee’s injury report by claiming that the incident did not occur or that it happened outside of work.
- Delayed claim: Employees only have a set amount of time in which to file a workers’ compensation claim, typically within 30 to 90 days after the injury occurred.
- Insufficient evidence: Sometimes, there is not enough evidence to prove that the injury happened at the workplace or in the course of performing job duties
- Lack of medical treatment: Employees must seek treatment for workplace injuries. This documents and helps to prove that an accident and injury occurred.
- Non-compensable injuries: Unfortunately, it can be challenging to prove that some injuries (e.g. stress-related ones) qualify for a workers’ compensation claim.
Just because a worker receives a claim denial, it does not always mean that workers’ compensation is out of reach. With legal assistance, an injured worker can appeal a denied claim and often receive the benefits he or she needs and deserves. When you know your injuries are real, it is important not to give up in your quest for compensation.
Source: FindLaw, “Workers’ Comp Denied? Here Are Your Next Steps,” accessed May 21, 2018